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A brief guide to finding and setting up your first apartment

posted on May 08, 2025

School is wrapping up for the year -- are you ready to move out on your own in the fall? It’s a major milestone, and a dizzying blend of independence and responsibility. We want to help you make the most of this opportunity and experience. This quick guide will give you practical tips for finding your first apartment and setting it up for easy living. 

Step 1: Find the right apartment for you

The search for your first apartment should be a marathon, not a sprint. Start searching early, especially if you have a specific move-in date in mind. Here are our best tips for your search:

Define your needs and wants (realistically)

Before you start looking at apartment listings, it’s important to take time to document your apartment necessities versus desirables in a rental. Make a list and check it twice before you go to an open house or book a viewing to ensure your prospective apartments are realistic. 

Here’s what you need to consider: 

Budget

Determining your budget is critical. Be realistic about what you can afford, factoring in rent, utilities (electricity, gas, water, internet), potential parking fees, and renter's insurance. A common rule of thumb is to spend no more than 30% of your gross monthly income on rent. Don't forget to account for upfront costs like security deposits and first/last month's rent.

Location

Think about your potential commute to work or school, your need for easy access to public transportation, your ideal proximity to grocery stores, pharmacies, and other essential amenities. Consider the neighborhood's safety, noise level, and overall vibe. Do you prefer a bustling urban environment or a quieter suburban setting?

Size and layout 

How much space do you need? A studio apartment might be sufficient for a single person, while roommates or those who enjoy entertaining might require a larger one or two-bedroom apartment. Think about your furniture and how it will fit.

Must-haves

Create a list of non-negotiables. This might include in-unit laundry, pet-friendly policies, parking, specific appliances (dishwasher, microwave), onsite security, or accessibility features like elevators or automatic doors.

Nice-to-haves

Your nice-to-haves are your apartment rental wish list. They may include things like in-suite upgrades like a balcony, updated finishes etc. or property amenities like a gym, yoga studio, or pool. Be prepared to compromise on these if necessary to stay within your budget or find a suitable location.

Set a budget and stick to it

Once you have a clear idea of your financial limitations, create a detailed budget. Use online calculators or budgeting apps to get a realistic picture of your monthly expenses. Don't be tempted to stretch your budget too thin, as unexpected costs can arise.

Search strategically

With your search criteria defined, it's time to search virtually and/or physically for potential apartments.

Search online listings

Websites like PadMapper, ViewIt, Craigslist, Zillow, Apartments.com, Rent.com, and local classifieds are excellent starting points. Filter your search based on your budget, location, and desired features. You may also have luck finding a great apartment by becoming someone’s roommate.

Try word of mouth

Let friends, family, and colleagues know you're looking. Post on social media that you need help finding your first apartment. Your network might have leads on places that aren't listed or easily searchable.

Tap local resources

Be sure to check for apartment rental listings on community bulletin boards, university housing offices, or at local real estate agencies.

Walk the neighborhood(s) 

If you have a specific area or areas in mind, it never hurts to take a stroll and look for physical "For Rent" signs.

Prepare for viewings

When you find apartment listings that appeal to you, be sure to schedule apartment viewings promptly. Be prepared to ask pointed questions and take notes so you can compare and contrast the listings that appeal to you. These questions are worth asking:

  • What is the monthly rent and what is included in the rent?
  • What are the average utility costs?
  • What is the lease term?
  • What is the security deposit?
  • What is your pet policy?
  • What is the parking situation? Is it included in the rent or additional?
  • Is there security in the building?
  • What are the building amenities?
  • What is the laundry situation?

Apply for and secure an apartment

Once you find a great listing, be sure to apply for it quickly. Landlords often have multiple applicants so quickly set up an appointment and be prepared to: 

  • Complete an application
  • Provide proof of income like pay stubs, bank statements, or a letter from your employer
  • Give credit check authorization
  • Provide references including contact information for previous landlords, resident advisors and/or employers
  • Pay an application fee if required

Step 2: Set up your space

After you secure an apartment to rent comes the fun part – making it feel like your home. 

Start with the essentials

You’ll need necessities like these in your apartment:

  • Furniture: a bed or sofa bed, a sofa or chairs, a dining table and chairs (if space allows). Consider buying used furniture to save money.
  • Kitchenware: Pots, pans, plates, cutlery, glasses, and basic cooking utensils are essential.
  • Bathroom supplies: Shower curtain, towels, toiletries.
  • Cleaning supplies: All purpose cleaner, sponges, a mop and bucket etc.
  • Lighting: This one depends on the lighting built into your apartment. If lighting is sparse, lamps offer a great way to add warmth.

Organize and maximize the space

If you are renting a smaller apartment, organization is key:

  • Vertical storage: Use shelves and wall-mounted organizers to maximize vertical space.
  • Multi-functional furniture: Consider furniture that serves multiple purposes, like a sofa bed or a storage ottoman.
  • Declutter: Tidy up often to avoid feeling overwhelmed.

Make it your own

Personalizing your space with items that reflect your personality and style makes an apartment feel like your home. Hang artwork you make or admire, display photos, and bring in items that make you feel happy and comfortable.

Ensure it’s safe

Before you get too caught up in decorating, ensure your apartment is safe. You’ll need to ensure you have:

Step 3: Settle in and enjoy

Here’s how to settle in and make the most of your first apartment:

Unpack and organize 

There’s no need to race to unpack everything in one day. Tackle one box or area at a time to avoid feeling overwhelmed over a week or two.

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